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[虚拟币交流]
币安美国:用户存款不再受FDIC保护 停止美元出金(18日转)
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加密货币交易所币安美国(Binance.US)在今年6月遭到美国证券交易委员会(SEC)突击起诉后不久即宣布,其合作的银行支付伙伴将于6月13日暂停对该交易所美元出入金管道的支持,被迫暂停美元出入金。
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" A" i" [" X9 i6 y& g! P虽然在一个多月后,币安美国曾于8月23日宣布合作第三方支付服务提供商MoonPay,提供新的美元入口。但事情总是一波三折,据币安美国在10月17日更新的使用条款显示,其用户将无法再直接从该平台提取美元,且用户在该交易所持有的加密货币也不再受到联邦存款保险公司(FDIC)提供的存款保险保护。2 Y6 \9 m$ j3 B* }1 o
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6 v. U/ S/ W; g# K! P; @: D* c& Y* B币安美国停止美元出金
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在更新后的使用条款中,币安美国明确表示用户无法再直接从该平台提取美元,替代性解决方案是:如果客户希望从账户中提取美元资金,他们可以通过将美元资金兑换为稳定币或其他数字资产,然后再将资金提取出来。
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用户资金不再受到FDIC保护% [7 V0 a3 p# @) P
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另一方面,币安美国还表示,除了用户不能直接在其平台上提取美元以外,用户在该交易所持有的加密货币也将不再受到联邦存款保险公司(FDIC)提供的存款保险的保护。8 F T; E5 j2 D/ J& g( f, w/ N
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据了解,联邦存款保险公司(FDIC)于1933年大萧条后成立,旨在保护美国公民在银行倒闭时不会损失一定金额的资金。但币安美国此次更新后的使用条款显示:您的账户和数字资产不符合FDIC保险保护的资格。
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4 b: k% V- d* D, KFDIC此前发布的一份声明或许可以对此做出解释:请注意,您的加密货币存款不受FDIC的保护。如果发生什么事,ZF可能没有义务介入并帮助你拿回自己的钱。
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