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PayPal不再是加密货币中的孤岛。 该公司6月7日宣布,在其PayPal账户钱包中持有加密货币的人现在将能够通过外部钱包和交易所发送和接收数字资产。 新功能使PayPal 更深入地进入加密支付和投资领域PayPal一直是一个封闭的系统,客户只能从PayPal本身购买和出售加密货币,并且只能在 PayPal的3200万强大的商户网络中消费。而现在PayPal宣布其用户可以将加密货币从他们的账户转移到其他钱包和交易平台地址。 PayPal 高级副总裁兼区块链、加密货币和数字货币总经理 Jose Fernandez da Ponte 表示:“自从我们开始在我们的平台上提供购买加密货币以来,用户一直将此功能列为最需要的增强功能之一。” 新功能使PayPal 更深入地进入加密支付和投资领域,因为其客户不再局限于其生态系统中。PayPal 仅支持四种加密货币:比特币 (BTC)、以太币 (ETH)、比特币现金 (BCH) 和莱特币 (LTC)。 现在,有限的 PayPal 用户可以访问该访问权限,并将在未来几周内推广到所有美国帐户。 在使用比特币和其他数字资产作为真正的货币替代品方面,PayPal的关键贡献之一是在其商户网络(Merchant Network)上接受比特币购买。 “将加密货币转移到 PayPal 的客户可以通过在数百万商家使用我们的 Checkout with Crypto 产品来扩展其加密货币的效用,”Fernandez da Ponte 说。 通过向外部钱包开放,现有的加密货币所有者如果想在这些商家消费,就不需要出售他们的比特币,然后在PayPal上买回来—这需要两笔交易费用,对卖方来说,还需要一笔交易费用。 除此之外,从一个 PayPal 账户到另一个账户的转账是免费的,这为在其境内支付带来了有趣的可能性。2 月,除了网络费用之外,PayPal 开始对加密交易收取固定费用。 然而,缺乏内部费用是一个很大的好处,尤其是在比特币和以太坊区块链中,直接支付给网络的交易费用很高—通常是几美元。此外,加密货币交易所还收取高达2.5%的费用。 无论对于小交易还是大交易,这些都可以很快地累积起来。截至6月7日,比特币区块链的平均交易费用为1.5美元,在过去一年里已经飙升至10美元以上。以太坊的平均交易费用为1.08美元,在过去一年里数次突破10美元甚至20美元。它们的涨跌取决于交易量,所以在一天的特定时间进行交易更便宜。 因此,经常做生意的人可以在日常基础上处理 PayPal 账户之间的付款,只在固定的时间间隔或在网络费用较低的时候进出他们的数字资产。同样,对发送者来说,将加密货币发送给一群人,通过将其接入PayPal并向每个人的PayPal账户支付,会更便宜。 继续扩展更多加密功能今年年初,PayPal在全球拥有3.92亿用户,其非常友好的界面使其成为想要测试加密货币水域的人舒适的起点。 在此之前,如果 |
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